Call 1-800-985-6817 and start saving!

Condo Insurance

Condominium Insurance

Condo Insurance

Let 1st Quality help you save on Condo Insurance today. Save on the best condo insurance coverage with a no-obligation quote from America’s leading insurance companies. Regardless of the value of your condo or its location, receive the lowest rate with maximum policy discounts applied. Offering broad insurance protection to cover your personal property and liability at the lowest possible cost. Additional discounts available when also insuring your auto with the same company as your condominium.

What You will get from 1st Quality Condo Insurance

What Does Condo Insurance Cover?

When you own a condominium, you are responsible for covering all damages within your unit, often including interior walls, flooring and ceilings. A condo insurance policy will provide coverage for your personal property. If you should incur losses due to theft or experience property damage caused by such things as fire, water damage or tornado, you may be able to receive compensation through your condo insurance.

Your condo insurance will also cover you against liability claims. If a guest is injured while in your home and you are held liable, your condo insurance can cover some portion of the bodily injury claim, depending on your liability limit. If you are sued, most policies will also provide coverage for court costs and legal fees. Be sure to check the terms of your policy for full coverage details.

When shopping for a condo insurance policy, be sure to carefully review your needs, inventory your personal belongings to understand their value if lost or damaged. Find out from your insurance company the specifics of your coverage, and what exclusions apply to your policy.

What Is Not Covered by Insurance for Condos?

Condo insurance will not cover damages to personal property caused by flooding; you must have a separate flood insurance policy if rising water from a river or other waterway damages your home. Keep in mind that flood insurance requires 30 days from the date of purchase before it will provide coverage, so do not wait until a flood warning to buy a policy.

Condo insurance will not typically cover damages to your property caused by your car or truck, or damage to your vehicles. While in some cases you can add personal watercrafts or ATVs to your policy, the coverage offered for these recreational vehicles is often very limited. Insurance professionals recommend purchasing separate policies specific to your speciality items, boats, recreational toys and vehicles.

Let 1st Quality do all the dirty work for you and shop policies for you, all you have to do is pick the right one for you and your situation. Fill out the form or give us a call today (800) 985-6817 and start saving!